Best Prop Firms That Accept US Traders (2026)
Not every prop firm onboards US-based traders, and rules can differ by state. This list focuses on firms that accept US residents, ranked by payout reliability, cost and rule clarity.
🛡️ How we verify & rank firms| # | Firm ⇅ | Rating ⇅ | Country ⇅ | Years ⇅ | Assets | Platforms | Max Allocation ⇅ | Promo ⇅ | |
|---|---|---|---|---|---|---|---|---|---|
| 1 | 4.8 ★★★★★ | 🇺🇸 US | 4 | FX Indices Metals Crypto |    +1 | $400K | 40% OFF · PROPFIRMRACE ⧉ | View | |
| 2 | 4.7 ★★★★★ | 🇺🇸 US | 2 | Futures |    | $300K | 35% OFF · PROPFIRMRACE ⧉ | View | |
| 3 | 4.7 ★★★★★ | 🇺🇸 US | 1 | Futures |  | $300K | 60% OFF · PROPFIRMRACE ⧉ | View | |
| 4 | 4.7 ★★★★★ | 🇺🇸 US | 3 | Futures |  | $100K | 15% OFF · PROPFIRMRACE ⧉ | View | |
| 5 | 4.7 ★★★★★ | 🇺🇸 US | 1 | Futures | | $150K | 25% OFF · PROPFIRMRACE ⧉ | View | |
| 6 | 4.6 ★★★★★ | 🇺🇸 US | 1 | Futures | | $150K | 50% OFF · PROPFIRMRACE ⧉ | View | |
| 7 | 4.5 ★★★★★ | 🇺🇸 US | 14 | Futures | | $150K | 30% OFF · PROPFIRMRACE ⧉ | View | |
| 8 | 4.5 ★★★★★ | 🇺🇸 US | 2 | Futures | | $300K | 50% OFF · PROPFIRMRACE ⧉ | View | |
| 9 | 3.8 ★★★★☆ | 🇺🇸 US | 5 | Futures |  | $300K | 90% OFF · PROPFIRMRACE ⧉ | View |
What to look for
- Confirmed US acceptance and any state-level restrictions.
- Payout methods available to US traders specifically.
- Whether the firm's model is futures (CFTC-aware) or CFD.
How we rank these firms
We weight payout reliability and speed most heavily, then the true cost to get funded (price plus activation and reset fees), then rule friendliness — drawdown type, consistency rules and scaling. Verified trader reviews break ties, and rankings refresh as firms change terms.
Best Prop Firms That Accept US Traders — FAQ
Which firms reliably accept US traders?
Topstep, Apex, Tradeify and other futures firms are built around US traders; several CFD firms accept them too. This list is pre-filtered to US-friendly firms.
Are futures or CFD firms better for US traders?
Futures firms are the natural fit for US residents. CFD access varies, so confirm on each firm card before buying.
Can US traders get paid by bank transfer?
Most US-friendly firms support bank transfer or popular processors. Check the payout snapshot on each firm page.